Motor Private Insurance
This policy provides protection against losses incurred as a result of traffic accidents and against third party property damage or injury or death following an accident. A private motor insurance gives you peace of mind and protection for you and your vehicle.
Our Range of Motor Private Insurance
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Tiered Comprehensive Insurance
PEARL COVER
Basic Cover
- Liability to other people and their property
- Loss of or Damage to your car due to Accident, Fire, Theft
Standard Free Extensions
- Towing
- Legal Assistance (Legal Costs and Expenses)
Extra Benefits
- Cyclone and Flood Perils
- Alloy Wheel replacement
- Personal Belongings
Optional Extensions (No additional premium)
- Personal Accident cover for Passengers
Optional Extensions (with additional premium)
- Loss of use – Limit SCR 6,000
- Windscreen and Window Damage
- Driver-at-fault Compensation Cover – Limit SCR 100,000
RUBY COVER
Basic Cover
- Liability to other people and their property
- Loss of or Damage to your car due to Accident, Fire, Theft
Standard Free Extensions
- Towing
- Legal Assistance (Legal Costs and Expenses)
- Liability to Members of Your Household
- Medical Expenses following Road Accident – Limit SCR 10,000
Extra Benefits
- Cyclone and Flood Perils
- Alloy Rim Replacement
- Personal Belongings
- Strikes, Riot and Civil Commotion
- Theft or Accidental Loss of Driving Licence
- Loss of Driving Ability – Permanent – Limit SCR 50,000
- Child Seat – Limit SCR 2,000
- Loss of Car Keys and Lock Replacement
- Extra Freight Expenses – unavailability of spare parts
- Funeral Expenses Assistance – Limit SCR 10,000
- Alternative Transport Costs – Limit 15 days
- Liability following unauthorized use by a minor
Optional Extensions (No additional premium)
- Personal Accident for Passengers
- Windscreen and Window Damage
- Driver-at-fault Compensation Cover – Limit SCR 100,000
Optional Extensions (with additional premium)
- Loss of use – Limit SCR 6,000
- Replacement Car following Breakdown or Misfuelling – Limit 10 days
TITANIUM COVER
Basic Cover
- Liability to other people and their property
- Loss of or Damage to your car due to Accident, Fire, Theft
Standard Free Extensions
- Towing
- Liability to Members of Your Household
- Medical Expenses following Road Accident – Limit SCR 10,000
- Legal Assistance (Legal Costs and Expenses)
Extra Benefits
- Cyclone and Flood Perils
- Strikes, Riot and Civil Commotion
- Theft or Accidental Loss of Driving Licence
- Loss of Driving Ability – Permanent – Limit SCR 50,000
- Child Seat – Limit SCR 2,000
- Alloy Wheel replacement
- Personal Belongings
- Loss of Car Keys and Lock Replacement
- Extra Freight Expenses – unavailability of spare parts
- Funeral Expenses Assistance – Limit SCR 10,000
- Alternative Transport Costs – Limit 15 days
- Liability following unauthorized use by a minor
- First Claim Excess Waiver (1st Year)
- New Car Replacement (1st Year) not > 110% S.I.
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Third Party Only
Covers your liability to pay for damage caused by your vehicle to another person’s property.
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Third Party, Fire and Theft
Covers the accidental loss or damage to your vehicle caused by fire or theft, as well as any damage to another person’s property.