A small interview  with Mrs. Charmayne de Commarmond, the head of Life Insurance at Sacos

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A small interview with Mrs. Charmayne de Commarmond, the head of Life Insurance at Sacos


 

Q: Tell us a little about yourself.

My name is Charmayne de Commarmond and I am the Head of Department for Sacos Life Assurance Company Ltd. I hold a Bachelor of Commerce with a Marketing Major and a degree in International Business from Curtin University, Perth, WA. I also have a MSc in Insurance and Risk Management from City University London, UK. I started my career in the trade and commerce industry and then I joined the insurance sector and its where I have been ever since. Apart for my academic background I have also developed myself professionally and today I currently hold an ACII with the Chartered Insurance Institute.

Q: How long have you been in the insurance sector?

I have been with Sacos for 9 years. I am very passionate about insurance and I also go over and above to help others to understand the concept of insurance. That is also why in my effort to educate the market about insurance, I am also a part time lecturer at The Guy Morel Institute Seychelles.

Q: Given your academic qualification and your experience in insurance, more specifically in life assurance, why should people seriously consider investing in a life insurance?

I believe that life insurance provides risk cover that keeps you and your family protected in case of unfortunate events. In addition, it is a disciplined way of saving for your future especially in this time when savings is of the essence. It is a financial mechanism that transfers the risk to an insurance company if something unfortunate were to happen to you.

Q: Having worked with Sacos for 9 years now, why should Sacos be the insurer of choice for life insurance in Seychelles?

Sacos has been in the life business for a long time, and I believe that through experience we understand the needs of our customers. Our team has grown with the company, they are very capable, specialised and have a vast amount of experience.

Q: What are the various life insurance plans and who are they for?

Our extensive range of life insurance plans provide peace of mind and protection for you and your loved ones. You can choose protection for your home, save for your child’s education, plan for your retirement or invest as a lump sum. Everyone should set cash aside for a rainy day. Even when you live to a ripe old age, you will still need money. It is therefore very important that you should have some kind of plan to save money for your old age or to provide for your family in the event that you are not around.

Q: Tell us a bit about the new funeral insurance plan that Sacos just launched?

The Sacos Insurance Funeral Plan offers families a financial coverage for the cost associated to a funeral. The Sacos Funeral Insurance Plan is an effective way of ensuring that your family and those who depend on you, do not have to take an unreasonable financial burden in order to pay for a funeral ceremony. Our plan offers you different cover value options to suite to your payment capabilities ranging from SCR15,000 to SCR75,000. Generally, the Sacos Funeral Insurance plan is a very affordable plan with a wide range of benefits. Get yours starting at only SCR80 a month.

Q: Any advice you want to give to those who haven’t taken the step yet to get a life insurance?

“Motivation comes from within! You can, you should and if you are brave enough to start, you will”. Do not wait any longer to buy your life insurance! Do it now! Do it today because we do not know what tomorrow holds!

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