Our Private Property Insurance has been designed to meet the needs of homeowners by providing compensation in the event that you should suffer damage to or loss of your home due to an unforeseen event, such as fire and other risks outlined in the Fire & Special Perils Policy.

Private Property Insurance consists of two elements: building insurance and home contents insurance.

Building insurance would cover permanent fixtures such as bathroom, wardrobes and kitchen as well as the bricks and mortar whereas home contents cover belongings in the home such as the TV and other electrical goods, clothing, furnishings etc.