This is a unique plan which effectively combines saving, security and investment.

On survival to the end of every five years, 15% of the sum assured of the policy is payable and if the policyholder survives to the end of the term of the policy, the balance of the sum assured i.e. after deduction of the survival benefits already paid, is payable plus bonuses which are based on the original sum assured of the policy.

On death during the term, the full sum assured (without deduction of the survival benefits already paid) and bonuses accrued up to the date of death are payable.